Safeguarding Your Rent in Shared Student Accommodation: A Guide to Rent Assurance with Only My Share

Navigating the complexities of shared living arrangements can be a daunting task for students. Among the most pressing concerns is the financial commitment, especially when it comes to rent.

Living in a House in Multiple Occupation (HMO) in the UK, where you share the space with other students, brings its unique challenges. One significant worry is being held accountable for a flatmate’s unpaid rent. That’s where Only My Share steps in, offering a practical solution for students seeking peace of mind in their shared living experiences.

Three girls living together sitting on their kitchen table

The Challenge of Shared Rent Responsibilities

In most shared rental agreements, tenants are jointly and severally liable for rent. This means if one tenant fails to pay their share, the others can be legally responsible for covering it. This scenario can cause unnecessary stress and financial strain, particularly for students who are already managing tight budgets.

How Only My Share Provides a Solution

Only My Share offers a rent guarantee service that protects students from being liable for their housemates’ unpaid rent. For a reasonable annual fee of £99, Only My Share ensures that students are only responsible for their portion of the rent. This service is a game-changer for students, providing a layer of financial security and peace of mind.

A flyer showing the housing hand logo, and text why be held responsible for someone else’s share of rent

Benefits of Using Only My Share

  1. Financial Security: Protects against the risk of being burdened by a housemate’s unpaid rent.
  2. Easy Sign-up Process: A simple and quick online application.
  3. Affordable: A flat fee for a year-long guarantee.
  4. Stress Reduction: Reduces anxiety about financial commitments in shared living situations.
  5. Enhanced Relationships: Helps maintain harmonious relationships among housemates by removing financial disagreements from the equation. 

Applying for Only My Share

Applying for Only My Share’s service is straightforward. Students need to provide the property address and the landlord’s details. The process is quick, ensuring that students can secure their rent guarantee without hassle. For more information and to apply, visit Only My Share – Apply Now.

Protect Yourself and Others Sign


Only My Share is an essential service for students living in shared accommodations in the UK. It offers a safety net, ensuring that students are only liable for their share of the rent, thus enabling them to focus on their studies and enjoy their university experience without the added stress of potential financial pitfalls in shared living situations.